Which professionals do you need on your home buying 'PRO-TEAM'?

Your Pro-team when buying a home


Buying a home is no easy feat. There are so many factors to consider, legal documents to go through and questions you’ll need to have answered that you need people on your side. People who are knowledgeable, supportive and have been through the process before. If you’ve never bought a home before, you might not know which professionals that you’ll need for your Home Buying ‘Pro-Team’.  Here is our short list.


Real Estate Agent

You didn’t expect us to leave ourselves out, did you? We’re starting with a real estate professional first because we often have connections to help you gather the rest of your super star team. So, what role does a real estate agent play in the purchasing of a home?

-          helping you find your ideal home

-          writing up all your legal documents including an agreement of purchase and sale, waivers, amendments and more

-          provide you with the low down about the community you are moving into

-          recommend other, quality service providers you will need

-          coordinate showings, home inspections, final walkthroughs and other meetings you may need to have

-          negotiate for you the best price possible

-          be there for you for any questions you may have throughout the entirety of the process

On top of that, did you know that as a buyer, you are actually not paying for the services of your real estate agent? Imagine trying to get a personal trainer to work with you on your body for free until you reach your fitness goal? They would laugh at the prospect! Real estate agents work for you FOR FREE until you decide to purchase your home and then, their commission is paid by the selling side of the transaction. So, why not have a professional on your side for the biggest purchase of your life!


Mortgage Professional

If you haven’t already looked into what you pre-qualify for, you will need to find a good lender or mortgage professional to help you with the number crunching. They can help you filter through all the financials to figure out what price range you will shopping in. Some people use a mortgage broker. A broker is someone who does not work for a specific financial institution, but can shop around and help you find the best rates for you. Like you real estate professional, they only get paid if you buy your home and then, by the financial institution you chose to go with for your mortgage. If you’re looking for a trusted mortgage broker, talk to your real estate agent.


Real Estate Lawyer

Your lawyer will give you peace of mind when it comes to the legalities of purchasing a home. Part of the process they go through is to make sure that the property you are looking at buying does not have any liens, charges or orders associated with it. They will review all contracts before you sign them and protect your legal interests.


Home Inspector

A building inspector has been trained to look for problem areas in a home. With their help, you are less likely to be surprised with major repairs a few years down the line. They will also inform you of any elements to the home that may be unsafe or not up to code. While they are not completely infallible, they will examine your home and give you a better idea of what you are stepping in to with your new purchase. They may even be able to tell you where the home had problems in the past.


Please make sure that when you hire a home inspector that they have ties to a professional association. They are not well regulated and you want to make sure that you are dealing with someone you can trust. Ask friends, family and your real estate professional for referrals.


There are other professionals you may want to consider for your Home Buying Pro-Team, including an appraiser, a land surveyor and insurance broker. We recommend that you consult with your real estate agent on which professionals to add to your team. It will vary depending on the home you are looking to buy.


Best of luck finding that perfect home!

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